How To Apply For A Credit Union Loan
Online or through your Auto Dealership

If you have questions about the loan application options below, please contact the Loan Department at St. Cloud Federal Credit Union during regular business hours ... (320) 258-2190.

Option 1: Non-Members Only Download Loan Application (Fillable PDF format) - For personal consumer loans, not for mortgage loans or MasterCard credit cards. For a Form 1003 Mortgage application, please visit our Mortgage page.

Option 2: Buying a Car? Apply Right at the Dealership! Click here to see a list of the local Dealerships that provide credit union loans right on their lots.

Option 3: Apply for a MasterCard Credit Card.